New Loan Solution for Amazon Sellers

If you’re an Amazon Seller looking for capital to grow your business, there’s some exciting news: Amazon just reintroduced a new loan option, and it could mean up to $5 million in funding for eligible sellers.

At EHP Consulting Group, we help sellers like you scale your brand on Amazon—and beyond. Whether you’re selling on Amazon or branching out to Walmart, Shopify, or eBay, access to capital is key to scaling your operation.

Let’s break down Amazon’s new loan solution and explore other financing options you should consider—plus why working with a trusted Amazon Consultant is crucial.

Amazon’s New Term Loan for Sellers

Amazon, in partnership with Uncapped and Lendistry, has launched a new term loan designed specifically for high-revenue Amazon sellers. You could qualify for up to $5 million, with:

Terms up to 18 months
Fast online application
A decision in 1–2 business days
No impact on your personal credit score

To see if you qualify:

Go to your Amazon Seller Central account.
Use the search bar to type in “Lending”.
Click “View Offers” or “Manage Loans” to explore your financing options.

Keep in mind, some sellers are seeing offers from Lendistry with interest rates ranging from 8% to 18%. Terms can go up to 36 months.

💡 Tip: Even if you’re eligible, always compare offers. Don’t just jump on the first one that pops up.

Why You Shouldn’t Rely on One Platform

Amazon may offer funding—but they also hold your funds, freeze accounts, and suspend listings with little to no notice. That’s why it’s important to diversify and explore other options, just like we teach at EHP Consulting Group.

Here are three alternative loan platforms every Amazon and Walmart seller should explore:

1. Payability

Payability offers fast access to your Amazon or Walmart payouts. They provide:

Daily advances on your earnings
Instant capital based on your sales
Flexible repayment

If you need working capital and want faster access to your revenue, Payability is a solid option.

2. OnDeck

OnDeck is a trusted lender that provides:

Term loans and lines of credit
Funding in as fast as 24 hours
Great for eCommerce and small businesses

3. SBA Loans

Don’t forget about the Small Business Administration (SBA). These are government-backed loans with low interest rates—sometimes even 0% (if you qualify). Although it’s harder to get approved, the rates and terms are among the best in the market.